In today’s turbulent economy, Jewish National Fund-USA’s Planned Giving Program offers a smarter, more meaningful way to protect your assets—while helping build Israel’s future.
Reduce Your Tax Burden
Increase Your Income
Diversify Your Assets
Leave a Lasting Legacy
The stock market has experienced historic volatility these past few weeks. The rollercoaster ride can be unsettling for those who save and are in retirement or are considering it. In more critical terms, however, this unprecedented volatility can cause us to make imprudent investment decisions based on the sheer emotion of the moment. The long-term effect on investment and retirement accounts can be catastrophic.
Jewish National Fund, through our Planned Giving Department, can provide our donors with stable, dependable, tax-efficient, and guaranteed income while helping JNF fulfill its mission for the land and people of Israel.
A Jewish National Fund Charitable Gift Annuity can give you peace of mind and be a source of lifetime income at desirable rates while enabling you to help provide needed support for Israel when she needs it most.
Did you know that a charitable gift annuity is a smart choice for a portion of your investments that need to earn income? It offers stable, dependable, and guaranteed income with tax benefits!
Jewish National Fund can offer our donors and supporters a significantly higher rate than CDs currently offer. When considering the tax advantages and savings through a tax deduction and potential tax-free income, a Jewish National Fund Charitable Gift Annuity becomes a wise choice.
Consider a 75-year-old Jewish National Fund donor with a $25,000 CD maturing this week. The rollover rate her bank offers her for another 5 years is approximately 3.75%. JNF, however, can offer her a lifetime annuity at 6.4% in exchange for her $25,000 charitable contribution.
Here are the results:
| Item | $25,000 CD | $25,000 JNF Gift Annuity |
|---|---|---|
| Rate | 3.75% | 7.0% (based on age) |
| Annual Income | $937.50 | $1,750 ($1,163.75 tax free)* |
| After-Tax Income at 25% Tax Bracket | $703.12 | $1,603.44 |
| After-Tax Rate | 2.8% | 6.4% |
| Charitable Income Tax Deduction | – | $10,559 |
| Tax Savings at 25% Tax Bracket | – | $2,639.75 |
*After 12.4 years from the start of the annuity all of the income will become taxable income.
Take a look at the numbers! A CD will return 2.8% a year in after tax income. The Jewish National Fund Gift Annuity will return 6.4% a year in after-tax income. PLUS the donor will receive an additional $2,639.75 in tax savings because of the charitable income tax deduction. Best of all you never worry about the ups and downs of the markets.
| Age | Rate |
|---|---|
| 90+ | 10.1% |
| 85 | 9.1% |
| 80 | 8.1% |
| 75 | 7.0% |
| 70 | 6.3% |
| 65 | 5.7% |
*Two life rates are available.
**These rates are subject to change and may not be available in all states.
Equally as important, your gift will help Israel remain secure and free through the work of Jewish National Fund.
For as little as $5,000, a Jewish National Fund Charitable Gift Annuity will provide you with a secure, dependable, stable source of income for life, while you support Israel. Contact any of our Planned Giving Specialists for a no obligation consultation. We can show you how the numbers work for your own situation.
Jewish National Fund Planned Giving Department specialists are very qualified and can answer all of your questions and show you strategies for increased tax efficient stable income while supporting the Jewish National Fund’s vital mission. We can be reached by phone at 800-562-7526 or via email at [email protected].
We look forward to hearing from you.
